/* ============================================================
   FIN ROOT CAPITAL – Global Stylesheet
   Premium Finance Theme | Blue-Green Trust Palette
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&family=Playfair+Display:wght@400;600;700&display=swap');

/* ── CSS Variables ──────────────────────────────────────────── */
:root {
  --primary:       #1a3c6e;
  --primary-light: #2657a7;
  --primary-dark:  #0f2447;
  --accent:        #00b894;
  --accent-dark:   #00977a;
  --gold:          #f4b942;
  --white:         #ffffff;
  --off-white:     #f8faff;
  --light-gray:    #eef2f9;
  --mid-gray:      #8899aa;
  --dark:          #0d1b2a;
  --text:          #1e2d3d;
  --text-light:    #5a6a7a;

  --gradient-hero: linear-gradient(135deg, #0f2447 0%, #1a3c6e 50%, #1e5fa8 100%);
  --gradient-cta:  linear-gradient(135deg, #00977a, #00b894);
  --gradient-card: linear-gradient(145deg, #ffffff, #f0f6ff);

  --shadow-sm:  0 2px 8px rgba(26,60,110,0.10);
  --shadow-md:  0 8px 30px rgba(26,60,110,0.15);
  --shadow-lg:  0 20px 60px rgba(26,60,110,0.20);
  --shadow-xl:  0 30px 80px rgba(26,60,110,0.25);

  --radius-sm:  8px;
  --radius-md:  16px;
  --radius-lg:  24px;
  --radius-xl:  40px;

  --transition: 0.35s cubic-bezier(0.4, 0, 0.2, 1);
  --font-main:  'Inter', sans-serif;
  --font-serif: 'Playfair Display', serif;
}

/* ── Reset & Base ───────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font-main);
  color: var(--text);
  background: var(--white);
  line-height: 1.7;
  overflow-x: hidden;
}
img { max-width: 100%; height: auto; display: block; }
a  { text-decoration: none; color: inherit; }
ul { list-style: none; }

/* ── Typography ─────────────────────────────────────────────── */
h1, h2, h3, h4, h5 {
  font-family: var(--font-serif);
  line-height: 1.25;
  color: var(--primary-dark);
  font-weight: 700;
}
h1 { font-size: clamp(2rem, 5vw, 3.8rem); }
h2 { font-size: clamp(1.7rem, 4vw, 2.8rem); }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.6rem); }
h4 { font-size: 1.15rem; }
p  { color: var(--text-light); }

/* ── Utility Classes ────────────────────────────────────────── */
.container         { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.section-pad       { padding: 90px 0; }
.section-pad-sm    { padding: 60px 0; }
.text-center       { text-align: center; }
.text-white        { color: var(--white) !important; }
.text-accent       { color: var(--accent); }
.text-primary      { color: var(--primary); }

.badge {
  display: inline-block;
  background: rgba(0,184,148,0.12);
  color: var(--accent-dark);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: 6px 18px;
  border-radius: 50px;
  border: 1px solid rgba(0,184,148,0.3);
  margin-bottom: 18px;
}
.badge-light {
  background: rgba(255,255,255,0.15);
  color: var(--white);
  border-color: rgba(255,255,255,0.3);
}

.section-title { margin-bottom: 14px; }
.section-subtitle {
  font-size: 1.1rem;
  color: var(--text-light);
  max-width: 600px;
  margin: 0 auto 50px;
}

/* ── Buttons ────────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 32px;
  border-radius: 50px;
  font-size: 0.95rem;
  font-weight: 600;
  font-family: var(--font-main);
  cursor: pointer;
  border: 2px solid transparent;
  transition: var(--transition);
  white-space: nowrap;
}
.btn-primary {
  background: var(--accent);
  color: var(--white);
  box-shadow: 0 8px 25px rgba(0,184,148,0.35);
}
.btn-primary:hover {
  background: var(--accent-dark);
  transform: translateY(-2px);
  box-shadow: 0 12px 35px rgba(0,184,148,0.45);
}
.btn-outline {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.6);
}
.btn-outline:hover {
  background: var(--white);
  color: var(--primary);
  transform: translateY(-2px);
}
.btn-primary-dark {
  background: var(--primary);
  color: var(--white);
  box-shadow: 0 8px 25px rgba(26,60,110,0.30);
}
.btn-primary-dark:hover {
  background: var(--primary-light);
  transform: translateY(-2px);
  box-shadow: 0 12px 35px rgba(26,60,110,0.40);
}
.btn-lg { padding: 17px 40px; font-size: 1.05rem; }

/* ── Navbar ─────────────────────────────────────────────────── */
.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: transparent;
  transition: var(--transition);
  padding: 0;
}
.navbar.scrolled {
  background: var(--primary-dark);
  box-shadow: 0 4px 25px rgba(0,0,0,0.25);
  padding: 0;
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 0;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 12px;
}
.nav-logo-icon {
  width: 44px; height: 44px;
  background: var(--gradient-cta);
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.4rem;
  font-weight: 900;
  color: var(--white);
  font-family: var(--font-serif);
  flex-shrink: 0;
}
.nav-logo-text .brand-name {
  font-family: var(--font-serif);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1.1;
}
.nav-logo-text .brand-tagline {
  font-size: 0.67rem;
  color: var(--accent);
  letter-spacing: 0.1em;
  font-weight: 600;
  text-transform: uppercase;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 8px;
}
.nav-links a {
  color: rgba(255,255,255,0.88);
  font-size: 0.9rem;
  font-weight: 500;
  padding: 8px 14px;
  border-radius: 8px;
  transition: var(--transition);
}
.nav-links a:hover, .nav-links a.active {
  color: var(--white);
  background: rgba(255,255,255,0.1);
}
.nav-cta {
  background: var(--accent) !important;
  color: var(--white) !important;
  border-radius: 50px !important;
  padding: 9px 22px !important;
  font-weight: 600 !important;
}
.nav-cta:hover {
  background: var(--accent-dark) !important;
  transform: translateY(-1px);
}
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 6px;
}
.hamburger span {
  display: block;
  width: 26px; height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: var(--transition);
}
.hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.mobile-menu {
  display: none;
  flex-direction: column;
  background: var(--primary-dark);
  padding: 16px 0 24px;
  border-top: 1px solid rgba(255,255,255,0.1);
}
.mobile-menu.open { display: flex; }
.mobile-menu a {
  color: rgba(255,255,255,0.88);
  font-size: 0.95rem;
  font-weight: 500;
  padding: 12px 24px;
  transition: var(--transition);
}
.mobile-menu a:hover { background: rgba(255,255,255,0.07); color: var(--white); }

/* ── Hero ───────────────────────────────────────────────────── */
.hero {
  min-height: 100vh;
  background: var(--gradient-hero);
  display: flex; align-items: center;
  position: relative;
  overflow: hidden;
  padding-top: 80px;
}
.hero::before {
  content: '';
  position: absolute; inset: 0;
  background: url('images/finance_1.jpg') center/cover no-repeat;
  opacity: 0.15;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}
.hero-content { position: relative; z-index: 2; }
.hero-title {
  color: var(--white);
  margin-bottom: 22px;
}
.hero-title span { color: var(--accent); }
.hero-subtitle {
  color: rgba(255,255,255,0.80);
  font-size: 1.15rem;
  max-width: 520px;
  margin-bottom: 36px;
}
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; }
.hero-stats {
  display: flex;
  gap: 36px;
  margin-top: 50px;
  flex-wrap: wrap;
}
.hero-stat { text-align: center; }
.hero-stat .num {
  font-family: var(--font-serif);
  font-size: 2.2rem;
  font-weight: 800;
  color: var(--accent);
  line-height: 1;
}
.hero-stat .label {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.70);
  margin-top: 4px;
  letter-spacing: 0.05em;
}
.hero-image {
  position: relative; z-index: 2;
}
.hero-image img {
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
  width: 100%;
  object-fit: cover;
  height: 480px;
}
.hero-card {
  position: absolute;
  bottom: -20px; left: -30px;
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 18px 24px;
  box-shadow: var(--shadow-lg);
  display: flex; align-items: center; gap: 14px;
}
.hero-card-icon {
  width: 48px; height: 48px;
  background: var(--gradient-cta);
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem;
}
.hero-card-text .val {
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--primary-dark);
  line-height: 1;
}
.hero-card-text .desc {
  font-size: 0.78rem;
  color: var(--text-light);
  margin-top: 2px;
}

/* ── Trust Bar ──────────────────────────────────────────────── */
.trust-bar {
  background: var(--primary-dark);
  padding: 20px 0;
  border-bottom: 1px solid rgba(255,255,255,0.05);
}
.trust-items {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 48px;
  flex-wrap: wrap;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  color: rgba(255,255,255,0.75);
  font-size: 0.88rem;
  font-weight: 500;
}
.trust-item span.icon { font-size: 1.3rem; }

/* ── Services Overview ──────────────────────────────────────── */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 28px;
}
.service-card {
  background: var(--gradient-card);
  border: 1px solid rgba(26,60,110,0.08);
  border-radius: var(--radius-md);
  padding: 36px 30px;
  text-align: center;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.service-card::before {
  content:'';
  position: absolute; top:0; left:0; right:0;
  height: 4px;
  background: var(--gradient-cta);
  transform: scaleX(0);
  transition: var(--transition);
}
.service-card:hover { transform: translateY(-8px); box-shadow: var(--shadow-lg); }
.service-card:hover::before { transform: scaleX(1); }
.service-icon {
  width: 72px; height: 72px;
  margin: 0 auto 22px;
  background: linear-gradient(135deg, rgba(26,60,110,0.08), rgba(0,184,148,0.08));
  border-radius: 20px;
  display: flex; align-items: center; justify-content: center;
  font-size: 2rem;
  transition: var(--transition);
}
.service-card:hover .service-icon { background: var(--gradient-cta); }
.service-card h3 { margin-bottom: 12px; font-size: 1.2rem; }
.service-card p  { font-size: 0.92rem; line-height: 1.65; }
.service-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 18px;
  color: var(--accent-dark);
  font-weight: 600;
  font-size: 0.9rem;
  transition: var(--transition);
}
.service-link:hover { gap: 10px; }

/* ── About Preview ──────────────────────────────────────────── */
.about-section { background: var(--off-white); }
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 70px;
  align-items: center;
}
.about-img-wrap { position: relative; }
.about-img-wrap img {
  border-radius: var(--radius-lg);
  width: 100%;
  height: 480px;
  object-fit: cover;
  box-shadow: var(--shadow-lg);
}
.about-badge-float {
  position: absolute;
  bottom: 30px; right: -20px;
  background: var(--primary-dark);
  color: var(--white);
  border-radius: var(--radius-md);
  padding: 20px 24px;
  box-shadow: var(--shadow-lg);
  text-align: center;
}
.about-badge-float .big-num {
  font-family: var(--font-serif);
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--accent);
  line-height: 1;
}
.about-badge-float .small-text {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.7);
  margin-top: 4px;
}
.about-content { padding: 10px 0; }
.about-content h2 { margin-bottom: 20px; }
.about-content p  { margin-bottom: 20px; font-size: 1rem; }
.about-features { margin: 28px 0; display: flex; flex-direction: column; gap: 16px; }
.about-feature {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}
.feature-check {
  width: 30px; height: 30px;
  min-width: 30px;
  background: rgba(0,184,148,0.12);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem;
}
.about-feature h4 { margin-bottom: 3px; font-family: var(--font-main); font-size: 0.97rem; }
.about-feature p  { font-size: 0.88rem; margin: 0; }

/* ── Numbers ────────────────────────────────────────────────── */
.numbers-section {
  background: var(--gradient-hero);
  position: relative;
  overflow: hidden;
}
.numbers-section::before {
  content: '';
  position: absolute; inset: 0;
  background: url('images/banking_1.jpg') center/cover no-repeat;
  opacity: 0.08;
}
.numbers-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
  position: relative; z-index: 2;
}
.number-card { text-align: center; padding: 10px; }
.number-card .num {
  font-family: var(--font-serif);
  font-size: 3.2rem;
  font-weight: 800;
  color: var(--accent);
  line-height: 1;
}
.number-card .unit { font-size: 1.5rem; color: var(--accent); }
.number-card .label {
  color: rgba(255,255,255,0.75);
  font-size: 0.92rem;
  margin-top: 8px;
}

/* ── Process Steps ──────────────────────────────────────────── */
.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
  position: relative;
}
.process-grid::before {
  content: '';
  position: absolute;
  top: 36px; left: 12.5%; right: 12.5%;
  height: 2px;
  background: linear-gradient(90deg, var(--accent), var(--primary-light));
}
.process-step { text-align: center; padding: 10px; }
.step-num {
  width: 72px; height: 72px;
  margin: 0 auto 20px;
  background: var(--gradient-hero);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-serif);
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--white);
  position: relative; z-index: 2;
  border: 4px solid var(--white);
  box-shadow: 0 8px 25px rgba(26,60,110,0.25);
}
.process-step h4 { margin-bottom: 10px; font-size: 1rem; }
.process-step p  { font-size: 0.88rem; }

/* ── Testimonials ───────────────────────────────────────────── */
.testimonials-section { background: var(--off-white); }
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.testimonial-card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 32px 28px;
  box-shadow: var(--shadow-sm);
  border: 1px solid rgba(26,60,110,0.07);
  transition: var(--transition);
  position: relative;
}
.testimonial-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-md); }
.quote-icon {
  font-size: 3rem;
  color: var(--accent);
  opacity: 0.3;
  line-height: 1;
  margin-bottom: 16px;
  font-family: Georgia, serif;
}
.stars { color: #f4b942; font-size: 1rem; margin-bottom: 14px; letter-spacing: 2px; }
.testimonial-card p {
  font-size: 0.95rem;
  font-style: italic;
  line-height: 1.75;
  color: var(--text);
  margin-bottom: 22px;
}
.testimonial-author { display: flex; align-items: center; gap: 14px; }
.author-avatar {
  width: 48px; height: 48px;
  border-radius: 50%;
  background: var(--gradient-hero);
  display: flex; align-items: center; justify-content: center;
  color: var(--white);
  font-weight: 700;
  font-size: 1.1rem;
  flex-shrink: 0;
}
.author-name { font-weight: 700; font-size: 0.95rem; color: var(--primary-dark); }
.author-role { font-size: 0.8rem; color: var(--text-light); }

/* ── CTA Section ────────────────────────────────────────────── */
.cta-section {
  background: var(--gradient-cta);
  position: relative;
  overflow: hidden;
}
.cta-section::before {
  content: '';
  position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.05'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.cta-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  flex-wrap: wrap;
  position: relative; z-index: 2;
}
.cta-text h2 { color: var(--white); font-size: 2.2rem; }
.cta-text p  { color: rgba(255,255,255,0.85); margin-top: 10px; font-size: 1.05rem; }
.cta-buttons { display: flex; gap: 16px; flex-wrap: wrap; }
.btn-white {
  background: var(--white);
  color: var(--accent-dark);
  font-weight: 700;
}
.btn-white:hover { background: var(--off-white); transform: translateY(-2px); }
.btn-outline-white {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255,255,255,0.6);
  font-weight: 600;
}
.btn-outline-white:hover { background: rgba(255,255,255,0.15); transform: translateY(-2px); }

/* ── Contact / Enquiry Form ─────────────────────────────────── */
.enquiry-section { background: var(--off-white); }
.enquiry-grid {
  display: grid;
  grid-template-columns: 5fr 7fr;
  gap: 60px;
  align-items: start;
}
.enquiry-info h2 { margin-bottom: 16px; }
.enquiry-info p  { margin-bottom: 32px; }
.info-items { display: flex; flex-direction: column; gap: 24px; }
.info-item { display: flex; align-items: flex-start; gap: 16px; }
.info-icon {
  width: 48px; height: 48px; min-width: 48px;
  background: var(--gradient-hero);
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem;
}
.info-item h4 { font-family: var(--font-main); font-size: 0.95rem; margin-bottom: 3px; }
.info-item p  { font-size: 0.88rem; margin: 0; }

.form-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 44px 40px;
  box-shadow: var(--shadow-lg);
  border: 1px solid rgba(26,60,110,0.07);
}
.form-card h3 {
  font-size: 1.5rem;
  margin-bottom: 8px;
}
.form-card .form-sub {
  color: var(--text-light);
  font-size: 0.92rem;
  margin-bottom: 28px;
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}
.form-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
  margin-bottom: 18px;
}
.form-group label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--primary-dark);
  letter-spacing: 0.02em;
}
.form-group label span { color: var(--accent); }
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 13px 17px;
  border: 1.5px solid rgba(26,60,110,0.15);
  border-radius: var(--radius-sm);
  font-family: var(--font-main);
  font-size: 0.95rem;
  color: var(--text);
  background: var(--white);
  transition: var(--transition);
  outline: none;
  -webkit-appearance: none;
  appearance: none;
}
.form-group select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%231a3c6e' d='M1 1l5 5 5-5'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 16px center;
  padding-right: 40px;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(0,184,148,0.12);
}
.form-group input.error,
.form-group select.error,
.form-group textarea.error {
  border-color: #e55353;
  box-shadow: 0 0 0 3px rgba(229,83,83,0.10);
}
.error-msg {
  font-size: 0.78rem;
  color: #e55353;
  display: none;
}
.error-msg.show { display: block; }
.form-group textarea { resize: vertical; min-height: 100px; }
.consent-box {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 22px;
  padding: 16px;
  background: rgba(26,60,110,0.04);
  border-radius: var(--radius-sm);
  border: 1.5px solid rgba(26,60,110,0.08);
}
.consent-box input[type="checkbox"] {
  width: 18px; height: 18px; min-width: 18px;
  margin-top: 2px;
  accent-color: var(--accent);
  cursor: pointer;
}
.consent-box label {
  font-size: 0.82rem;
  color: var(--text-light);
  line-height: 1.5;
  cursor: pointer;
}
.consent-box label a { color: var(--accent-dark); font-weight: 600; }
.consent-box.error-border { border-color: #e55353; }
.form-bottom-note {
  text-align: center;
  font-size: 0.78rem;
  color: var(--mid-gray);
  margin-top: 14px;
}
.form-success {
  display: none;
  text-align: center;
  padding: 30px;
}
.form-success .success-icon { font-size: 3.5rem; margin-bottom: 12px; }
.form-success h4 { color: var(--accent-dark); margin-bottom: 8px; }
.form-success p { font-size: 0.92rem; }

/* ── Page Hero ──────────────────────────────────────────────── */
.page-hero {
  padding: 130px 0 70px;
  background: var(--gradient-hero);
  position: relative;
  overflow: hidden;
  text-align: center;
}
.page-hero::before {
  content: '';
  position: absolute; inset: 0;
  background: url('images/banking_2.jpg') center/cover;
  opacity: 0.12;
}
.page-hero-content { position: relative; z-index: 2; }
.page-hero h1 { color: var(--white); font-size: clamp(2rem, 4vw, 3rem); }
.page-hero p  { color: rgba(255,255,255,0.78); margin-top: 14px; font-size: 1.05rem; }
.breadcrumb {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 8px;
  margin-top: 16px;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.65);
}
.breadcrumb a   { color: var(--accent); }
.breadcrumb span { color: rgba(255,255,255,0.4); }

/* ── Services Page ──────────────────────────────────────────── */
.services-detail-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
}
.service-detail-card {
  background: var(--white);
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  border: 1px solid rgba(26,60,110,0.08);
  transition: var(--transition);
}
.service-detail-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); }
.service-detail-card img {
  width: 100%; height: 220px;
  object-fit: cover;
  display: block;
}
.service-card-body { padding: 28px; }
.service-card-body h3 { margin-bottom: 12px; font-size: 1.3rem; }
.service-card-body p  { font-size: 0.93rem; margin-bottom: 20px; }
.service-features { margin-bottom: 22px; }
.service-features li {
  display: flex; align-items: center; gap: 10px;
  font-size: 0.9rem;
  color: var(--text-light);
  padding: 6px 0;
  border-bottom: 1px solid var(--light-gray);
}
.service-features li:last-child { border: none; }
.service-features li::before {
  content: '✓';
  color: var(--accent);
  font-weight: 700;
  flex-shrink: 0;
}

/* ── About Page ─────────────────────────────────────────────── */
.team-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.team-card {
  text-align: center;
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 36px 24px;
  box-shadow: var(--shadow-sm);
  border: 1px solid rgba(26,60,110,0.07);
  transition: var(--transition);
}
.team-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); }
.team-avatar {
  width: 90px; height: 90px;
  border-radius: 50%;
  margin: 0 auto 18px;
  overflow: hidden;
  border: 4px solid var(--accent);
}
.team-avatar img { width: 100%; height: 100%; object-fit: cover; }
.team-card h4 { margin-bottom: 4px; font-family: var(--font-main); font-size: 1.05rem; }
.team-card .role { color: var(--accent-dark); font-size: 0.85rem; font-weight: 600; margin-bottom: 12px; }
.team-card p { font-size: 0.875rem; }
.values-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.value-card {
  background: var(--gradient-card);
  border-radius: var(--radius-md);
  padding: 28px 24px;
  text-align: center;
  border: 1px solid rgba(26,60,110,0.08);
  transition: var(--transition);
}
.value-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-md); }
.value-card .icon { font-size: 2.5rem; margin-bottom: 14px; }
.value-card h4 { margin-bottom: 10px; font-family: var(--font-main); }

/* ── Contact Page ───────────────────────────────────────────── */
.contact-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 60px;
}
.contact-card {
  text-align: center;
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 32px 24px;
  box-shadow: var(--shadow-sm);
  border: 1px solid rgba(26,60,110,0.07);
  transition: var(--transition);
}
.contact-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-md); }
.contact-card .icon { font-size: 2.5rem; margin-bottom: 14px; }
.contact-card h4 { margin-bottom: 8px; font-family: var(--font-main); }
.contact-card p { font-size: 0.9rem; }
.contact-card a { color: var(--accent-dark); font-weight: 600; }

/* ── Policy Pages ───────────────────────────────────────────── */
.policy-content {
  max-width: 860px;
  margin: 0 auto;
}
.policy-content h2 {
  font-size: 1.5rem;
  margin: 36px 0 14px;
  color: var(--primary-dark);
}
.policy-content h3 {
  font-size: 1.15rem;
  margin: 24px 0 10px;
}
.policy-content p {
  margin-bottom: 16px;
  font-size: 0.97rem;
  line-height: 1.8;
  color: var(--text);
}
.policy-content ul {
  list-style: disc;
  padding-left: 24px;
  margin-bottom: 16px;
}
.policy-content ul li {
  font-size: 0.97rem;
  color: var(--text);
  line-height: 1.8;
  margin-bottom: 6px;
}
.policy-box {
  background: rgba(0,184,148,0.06);
  border-left: 4px solid var(--accent);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  padding: 18px 24px;
  margin-bottom: 28px;
  font-size: 0.95rem;
}

/* ── Footer ─────────────────────────────────────────────────── */
.footer {
  background: var(--dark);
  color: rgba(255,255,255,0.75);
  padding: 70px 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2.5fr 1fr 1fr 1.5fr;
  gap: 50px;
  padding-bottom: 50px;
  border-bottom: 1px solid rgba(255,255,255,0.07);
}
.footer-brand .logo-wrap {
  display: flex; align-items: center; gap: 12px;
  margin-bottom: 18px;
}
.footer-logo-icon {
  width: 42px; height: 42px;
  background: var(--gradient-cta);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.25rem;
  font-weight: 900;
  color: var(--white);
  font-family: var(--font-serif);
}
.footer-brand-name {
  font-family: var(--font-serif);
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1.1;
}
.footer-brand-tag { font-size: 0.65rem; color: var(--accent); letter-spacing: 0.1em; text-transform: uppercase; }
.footer-brand p { font-size: 0.88rem; line-height: 1.75; max-width: 280px; }
.footer-socials { display: flex; gap: 10px; margin-top: 22px; }
.social-btn {
  width: 38px; height: 38px;
  border-radius: 10px;
  background: rgba(255,255,255,0.07);
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem;
  color: rgba(255,255,255,0.70);
  transition: var(--transition);
  text-decoration: none;
}
.social-btn:hover { background: var(--accent); color: var(--white); transform: translateY(-2px); }
.footer-col h5 {
  font-family: var(--font-main);
  font-size: 0.92rem;
  font-weight: 700;
  color: var(--white);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 20px;
}
.footer-links { display: flex; flex-direction: column; gap: 10px; }
.footer-links a {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.65);
  transition: var(--transition);
}
.footer-links a:hover { color: var(--accent); padding-left: 5px; }
.footer-contact-item {
  display: flex; align-items: flex-start; gap: 10px;
  margin-bottom: 14px;
}
.footer-contact-item .ico { font-size: 1rem; color: var(--accent); margin-top: 2px; }
.footer-contact-item p { font-size: 0.86rem; margin: 0; }
.footer-contact-item a { color: rgba(255,255,255,0.75); }
.footer-contact-item a:hover { color: var(--accent); }
.footer-bottom {
  padding: 22px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}
.footer-bottom p { font-size: 0.83rem; }
.footer-bottom-links { display: flex; gap: 20px; }
.footer-bottom-links a { font-size: 0.83rem; color: rgba(255,255,255,0.55); }
.footer-bottom-links a:hover { color: var(--accent); }

/* ── Animations ─────────────────────────────────────────────── */
.fade-up {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-up.visible { opacity: 1; transform: translateY(0); }
.fade-up-delay-1 { transition-delay: 0.1s; }
.fade-up-delay-2 { transition-delay: 0.2s; }
.fade-up-delay-3 { transition-delay: 0.3s; }
.fade-up-delay-4 { transition-delay: 0.4s; }

/* ── Scroll to top ──────────────────────────────────────────── */
.scroll-top {
  position: fixed;
  bottom: 30px; right: 30px;
  width: 48px; height: 48px;
  background: var(--primary);
  color: var(--white);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.2rem;
  cursor: pointer;
  z-index: 999;
  opacity: 0;
  pointer-events: none;
  transition: var(--transition);
  box-shadow: var(--shadow-md);
  border: none;
}
.scroll-top.show { opacity: 1; pointer-events: all; }
.scroll-top:hover { background: var(--accent); transform: translateY(-3px); }

/* ── Responsive ─────────────────────────────────────────────── */
@media (max-width: 1100px) {
  .numbers-grid { grid-template-columns: repeat(2, 1fr); }
  .process-grid { grid-template-columns: repeat(2, 1fr); }
  .process-grid::before { display: none; }
}
@media (max-width: 900px) {
  .hero-grid, .about-grid, .enquiry-grid { grid-template-columns: 1fr; }
  .hero-image { display: none; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .testimonials-grid { grid-template-columns: 1fr; }
  .services-detail-grid { grid-template-columns: 1fr; }
  .team-grid { grid-template-columns: repeat(2, 1fr); }
  .values-grid { grid-template-columns: repeat(2, 1fr); }
  .contact-cards { grid-template-columns: 1fr; }
  .nav-links { display: none; }
  .hamburger { display: flex; }
  .about-badge-float { position: relative; right: auto; bottom: auto; margin-top: 16px; display: inline-block; }
  .cta-inner { flex-direction: column; text-align: center; }
}
@media (max-width: 600px) {
  .section-pad { padding: 60px 0; }
  h1 { font-size: 2rem; }
  h2 { font-size: 1.6rem; }
  .form-row { grid-template-columns: 1fr; }
  .form-card { padding: 28px 20px; }
  .numbers-grid { grid-template-columns: repeat(2, 1fr); }
  .process-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .team-grid { grid-template-columns: 1fr; }
  .values-grid { grid-template-columns: 1fr; }
  .trust-items { gap: 18px; }
  .hero-stats { gap: 20px; }
  .footer-bottom { flex-direction: column; text-align: center; }
}